ZIP 93111 Property Distress & Foreclosure Data

Composite property distress in 93111 (Santa Barbara County, California) lands at 32/100 — moderate on DLRadar's public-record scoring. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (92/100). The latent-versus-live split is 72/100 structural and 5/100 already moving. The sharpest non-environmental signals are structural risk (72/100), construction/permit lag (53/100), institutional ownership (48/100). By contrast, mortgage stress (18/100) register low.

The market reads peak — home values rose 2.9% year on year, 1.7% off the recent peak, and 24% higher over three years (phase confidence 24/100). Topping markets hide individual distress behind strong averages.

At $139,876, median income runs above typical U.S. levels. Around 56% of adults hold a bachelor's degree or higher. The typical home is worth about $1,296,700 (8.4× income, severely stretched). The vacancy rate is 5.6%. The poverty rate is 7.1% — low. The demographic-stress sub-score lands at 42/100. Around 42% of renters are cost-burdened. 67% of housing is owner-occupied. About 18,234 people live here, median age 44. The ZIP holds roughly 6,859 housing units.

Net-net, 93111 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.