ZIP 93110 Property Distress & Foreclosure Data

DLRadar grades ZIP 93110 (Santa Barbara County, California) at a moderate 32/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (92/100). Property-level stress concentrates in structural risk (72/100), construction/permit lag (53/100), institutional ownership (48/100). mortgage stress (18/100) stay muted. Structural risk reads 72/100 against active distress of 5/100.

Prices here sit in a peak phase: values rose 2.9% over the trailing year, 1.7% off the recent peak, and 35% higher over three years, at 24/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 5.1%. There are about 6,781 housing units across 93110. Rent burden reaches 30% of tenant households. On demographic stress specifically, 93110 scores 44/100. 16,385 residents call 93110 home, typically aged 46. Households earn a median $118,819 — above the roughly $78,000 national figure. The tenure split is 60% owner-occupied to 40% rented. About 48% have a four-year degree. A median home runs $1,199,500 here, or 9.3 times local income. Roughly 8.5% live below the poverty line.

Overall, 93110 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.