ZIP 93427 Foreclosure, Tax-Lien & Distress Report
Santa Barbara County, California · High Vacancy market
In Santa Barbara County, California, ZIP 93427 scores 26 of 100 for composite distress, a low level on DLRadar's distress index. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (92/100). Structural exposure scores 56 and live distress 5 on the 0–100 scale. Property-level stress concentrates in structural risk (56/100), institutional ownership (42/100), mortgage stress (18/100). On the quiet end sit mortgage stress (18/100).
Prices here sit in a peak phase: values rose 2.1% over the trailing year, and 15% higher over three years, at 23/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Rent burden reaches 32% of tenant households. 3.3% of residents fall below the poverty threshold. Around 42% of adults hold a bachelor's degree or higher. DLRadar's demographic-stress index for the area reads 39/100. The ZIP holds roughly 2,626 housing units. A median home runs $867,500 here, or 7.2 times local income. The vacancy rate is 16.4% — elevated. Owners hold 63% of homes, renters 37%. Median household income is $106,442, above the U.S. median near $78,000. About 5,866 people live here, median age 39.
Taken together, 93427 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 93427 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The number is not local guesswork: 93427's 26/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the record is thin for 93427, the field stays empty rather than modeled, and fills in as new documents post.
Behind 93427's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 93427 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Signal-by-signal read on 93427
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
Snapshot: 93427 by the numbers
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Adjacent Santa Barbara County ZIP reports
Nearest ZIP codes to 93427
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring California distress
More ZIP, county and state distress intelligence connected to Santa Barbara County, California.
The complete 93427 distress and acquisition report
Every distressed parcel in 93427 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology