ZIP 93106 Property Distress & Foreclosure Data
DLRadar grades ZIP 93106 (Santa Barbara County, California) at a moderate 32/100 for overall property distress. Property-level stress concentrates in structural risk (72/100), construction/permit lag (53/100), institutional ownership (48/100). On the structural side it scores 72/100, with 0/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (92/100)).
The peak-phase market in 93106 posted values that rose 2.9% over the year, 1.7% off the recent peak (phase confidence 24/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Around 80% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 39/100. Population is roughly 5,613 with a median age of 20. Owners hold 0% of homes, renters 100%. 4.5% of residents fall below the poverty threshold. The vacancy rate is 7.3%. Median household income is $75,875, near the U.S. median near $78,000. The ZIP holds roughly 70 housing units. Educational attainment sits at 68% bachelor's-or-above.
On balance 93106 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Distress signal breakdown — ZIP 93106
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Nearby ZIPs in Santa Barbara County
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Deterministic. Every signal traces to a public dataset · methodology