ZIP 93117 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 93117 (Santa Barbara County, California) at a low 26/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (92/100). Latent structural risk is 56/100 while live distress already moving reads 5/100. Leading the profile are structural risk (56/100), institutional ownership (42/100), mortgage stress (18/100). On the quiet end sit mortgage stress (18/100).

Prices here sit in a peak phase: values rose 2.1% over the trailing year, and 22% higher over three years (phase confidence 23/100). Topping markets hide individual distress behind strong averages.

Median household income is $85,711, near the U.S. median near $78,000. On demographic stress specifically, 93117 scores 57/100. The poverty rate is 25.9% — high, a tax-stress and distress correlate. Rent burden reaches 61% of tenant households. Vacancy runs 6.8%. Owners hold 38% of homes, renters 62%. About 49% have a four-year degree. There are about 18,556 housing units across 93117. Home values center near $1,082,400, an affordability ratio of 11.9× — stretched. Population is roughly 52,225 with a median age of 23.

Taken together, 93117 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 93117's 26/100 can be lined up against any neighbor in Santa Barbara County, California or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 93117, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 26/100 figure for 93117 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 93117 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.