ZIP 93117 Property Distress & Foreclosure Data

Santa Barbara County, California's ZIP 93117 registers 32/100 composite distress, which DLRadar reads as moderate. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (92/100). On the structural side it scores 72/100, with 5/100 of stress already active. The most distinctive pressure shows up in structural risk (72/100), construction/permit lag (53/100), institutional ownership (48/100). By contrast, mortgage stress (18/100) register low.

The market reads peak — home values rose 2.9% year on year, 1.7% off the recent peak, and 22% higher over three years (phase confidence 24/100). Topping markets hide individual distress behind strong averages.

At $85,711, median income runs near typical U.S. levels. The demographic-stress sub-score lands at 57/100. The poverty rate is 25.9% — high, a tax-stress and distress correlate. Around 61% of renters are cost-burdened. The vacancy rate is 6.8%. 38% of housing is owner-occupied. Around 49% of adults hold a bachelor's degree or higher. The ZIP holds roughly 18,556 housing units. The typical home is worth about $1,082,400 (11.9× income, severely stretched). About 52,225 people live here, median age 23.

Net-net, 93117 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.