ZIP 93436 Property Distress & Foreclosure Data

Composite property distress in 93436 (Santa Barbara County, California) lands at 32/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (72/100), construction/permit lag (53/100), institutional ownership (48/100). On the quiet end sit mortgage stress (18/100). Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (92/100)). On the structural side it scores 72/100, with 5/100 of stress already active.

The peak-phase market in 93436 posted values that rose 2.9% over the year, 1.7% off the recent peak, and 16% higher over three years (phase confidence 24/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $76,241, near the U.S. median near $78,000. The vacancy rate is 4.2%. DLRadar's demographic-stress index for the area reads 41/100. Educational attainment sits at 17% bachelor's-or-above. Around 42% of renters are cost-burdened. Population is roughly 55,834 with a median age of 36. 14.1% of residents fall below the poverty threshold. The ZIP holds roughly 19,258 housing units. Home values center near $504,000, an affordability ratio of 6.0×. Owners hold 56% of homes, renters 44%.

On balance 93436 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.