ZIP 93436 Foreclosure, Tax-Lien & Distress Report
Santa Barbara County, California · Distress market
DLRadar grades ZIP 93436 (Santa Barbara County, California) at a low 26/100 for overall property distress. Its standout signals are structural risk (56/100), institutional ownership (42/100), mortgage stress (18/100). By contrast, mortgage stress (18/100) register low. Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (92/100)). Structural exposure scores 56 and live distress 5 on the 0–100 scale.
Prices here sit in a peak phase: values rose 2.1% over the trailing year, and 16% higher over three years, at 23/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Median household income is $76,241, near the U.S. median near $78,000. The vacancy rate is 4.2%. On demographic stress specifically, 93436 scores 41/100. Around 17% of adults hold a bachelor's degree or higher. Around 42% of renters are cost-burdened. About 55,834 people live here, median age 36. 14.1% of residents fall below the poverty threshold. The ZIP holds roughly 19,258 housing units. Home values center near $504,000, an affordability ratio of 6.0×. 56% of housing is owner-occupied.
Overall, 93436 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 93436 at the moment; the composite and its components are still built from verifiable public records.
Because one deterministic model scores every ZIP, 93436's 26/100 can be lined up against any neighbor in Santa Barbara County, California or any ZIP coast to coast. Sparse data for 93436 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 26/100 figure for 93436 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 93436 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Distress signal breakdown — ZIP 93436
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
ZIP 93436 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 93436, drawn from the same report attached to each property.
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See every distressed parcel in 93436
Every distressed parcel in 93436 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Deterministic scoring, sourced entirely from public data · methodology