ZIP 93254 Property Distress & Foreclosure Data

In Santa Barbara County, California, ZIP 93254 scores 32 of 100 for composite distress, a moderate level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (86/100). The latent-versus-live split is 71/100 structural and 5/100 already moving. Its standout signals are structural risk (71/100), construction/permit lag (55/100), institutional ownership (46/100). mortgage stress (18/100) stay muted.

Prices here sit in a peak phase: values rose 3.1% over the trailing year, 1.6% off the recent peak (phase confidence 22/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 27.5% — elevated. On demographic stress specifically, 93254 scores 26/100. Around 0% of renters are cost-burdened. 794 residents call 93254 home, typically aged 47. Roughly 12.5% live below the poverty line. The ZIP holds roughly 416 housing units. Households earn a median $53,603 — below the roughly $78,000 national figure. The tenure split is 84% owner-occupied to 16% rented. About 31% have a four-year degree. A median home runs $223,600 here, or 4.0 times local income.

Taken together, 93254 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.