ZIP 93451 Property Distress & Foreclosure Data

ZIP code 93451 in Monterey County, California carries a composite property-distress score of 27/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (75/100)). What sets it apart are the readings on structural risk (59/100), institutional ownership (44/100), mortgage stress (17/100). On the quiet end sit mortgage stress (17/100) and construction/permit lag (16/100). Structural risk reads 59/100 against active distress of 5/100.

The peak-phase market in 93451 posted values that rose 1.9% over the year, and 15% higher over three years, at 35/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Home values center near $652,900, an affordability ratio of 6.4×. Median household income is $91,250, above the U.S. median near $78,000. Population is roughly 5,007 with a median age of 36. Vacancy runs 7.0%. Owners hold 65% of homes, renters 35%. DLRadar's demographic-stress index for the area reads 42/100. There are about 1,771 housing units across 93451. Educational attainment sits at 24% bachelor's-or-above. Rent burden reaches 41% of tenant households. 16.3% of residents fall below the poverty threshold.

On balance 93451 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.