ZIP 93451 Foreclosure, Tax-Lien & Distress Report
Monterey County, California · Distress market
In Monterey County, California, ZIP 93451 scores 26 of 100 for composite distress, a low level on DLRadar's distress index. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (74/100)). Its heaviest discrete signals: structural risk (56/100), institutional ownership (39/100), mortgage stress (17/100). On the quiet end sit mortgage stress (17/100) and construction/permit lag (13/100). The split runs 56/100 structural to 5/100 active on the ground.
The market reads peak — home values rose 1.0% year on year, 1.9% off the recent peak, and 15% higher over three years, at 11/100 phase confidence. Topping markets hide individual distress behind strong averages.
A median home runs $652,900 here, or 6.4 times local income. Households earn a median $91,250 — above the roughly $78,000 national figure. About 5,007 people live here, median age 36. Vacancy runs 7.0%. Owners hold 65% of homes, renters 35%. On demographic stress specifically, 93451 scores 42/100. There are about 1,771 housing units across 93451. About 24% have a four-year degree. Around 41% of renters are cost-burdened. Roughly 16.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory.
Net-net, 93451 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Because one deterministic model scores every ZIP, 93451's 26/100 can be lined up against any neighbor in Monterey County, California or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed as records update; 93451 shows blanks, not estimates, wherever the record is sparse.
93451's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 93451 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Distress signal breakdown — ZIP 93451
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
93451 at a glance
A live read on 93451: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Monterey County ZIPs near 93451
Nearest ZIP codes to 93451
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Keep going: ZIP, county and state distress coverage for Monterey County, California.
See every distressed parcel in 93451
See who owns each distressed property in 93451, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Built from public records, scored the same way everywhere · methodology