Monterey County, CA: Foreclosures, Tax Liens & Distressed Properties

Across Monterey County, California, DLRadar grades every ZIP for foreclosure, mortgage, tax and bank-stress distress. Coverage runs to 33 ZIPs across Monterey County, a low 25/100 average. The county's lending-headwind score sits at 53/100 (moderate). The county's ZIP scores run from 19 up to 26/100.

The peak-phase county posted home values that rose 0.5% over twelve months and 2.2% down from peak, a 11/100-confidence read. At this stage of the cycle, the opportunity narrows leaving the wins in individual deals.

With Monterey County flat at +0.5% YoY (11/100 confidence), the discount lives in outliers and a county-wide sweep stays on the shelf. A moderate 53/100 lender headwind points to mixed owner- and bank-driven distress.

By composite, 93450 (26/100), 93901 (26/100), 93905 (26/100), 93906 (26/100), 93907 (26/100), 93908 (26/100) top the county — tap any ZIP to go deeper. Coverage extends to 93920, 93921, 93923, 93924, 93925, 93926, 93927, 93928, 93932, 93933 among others.

Profile-wise, Monterey County's tracked footprint report median home values around $870,690 (above the national figure), a median age of 40.1, an owner-occupied share of 54%, household income averaging about $92,912, above the national median, a 13% poverty rate, vacancy near 12.3%. Income, equity and tenure like these signal who sells under pressure and how fast a deal moves.

Monterey County, California's 25/100 average over 33 ZIPs says distress here is parcel-specific for a disciplined buyer. Subscribers get each Monterey County parcel's owner, mailing address, APN, a distress reading, the lender on title and exit timing.

Because Monterey County, California is scored on the identical public-record model used nationwide, even a quiet county is measured on one scale — letting you weigh Monterey County against neighboring markets or the rest of California on equal footing.

The way to work Monterey County, California is top-down — start with the highest-scoring ZIPs (up to 26/100 here), then drill to the parcels driving those numbers, rather than blanketing Monterey County with undifferentiated outreach. All Monterey County inputs are public record — recorder, court, FHFA and FDIC — and the score is rebuilt on ingest rather than modelled forward.

Drilling in, Monterey County's highest-scoring ZIPs are 93450 (26/100), 93901 (26/100), 93905 (26/100), 93906 (26/100), 93907 (26/100), 93908 (26/100). DLRadar also scores 93920, 93921, 93923, 93924, 93925, 93926, 93927, 93928 and more across the county. Every one of these is scored independently — a ZIP's composite reflects its own recorded distress, which is why the county average alone hides where the real pressure sits.

Under Monterey County's headline composite sit distinct layers — recorded foreclosures, tax and lien delinquency, mortgage stress and bank headwind — each scored separately before they roll up, so the same total can describe very different markets.