ZIP 93907 Property Distress & Foreclosure Data

In Monterey County, California, ZIP 93907 scores 26 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (84/100)). Its standout signals are structural risk (57/100), institutional ownership (46/100), mortgage stress (18/100). On the quiet end sit mortgage stress (18/100). Structural risk reads 57/100 against active distress of 5/100.

The peak-phase market in 93907 posted values that rose 1.5% over the year, and 4% higher over three years, at 40/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 24,922 with a median age of 38. There are about 7,576 housing units across 93907. Home values center near $750,100, an affordability ratio of 6.5×. Vacancy runs 5.5%. Rent burden reaches 40% of tenant households. Median household income is $103,268, above the U.S. median near $78,000. 9.2% of residents fall below the poverty threshold. Educational attainment sits at 22% bachelor's-or-above. Owners hold 68% of homes, renters 32%. DLRadar's demographic-stress index for the area reads 41/100.

On balance 93907 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.