ZIP 93907 Foreclosure, Tax-Lien & Distress Report

Monterey County, California's ZIP 93907 registers 26/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (84/100)). The sharpest non-environmental signals are structural risk (55/100), institutional ownership (41/100), mortgage stress (18/100). mortgage stress (18/100) and construction/permit lag (3/100) stay muted. Structural exposure scores 55 and live distress 5 on the 0–100 scale.

The market reads peak — home values rose 0.5% year on year, 2.2% off the recent peak, and 4% higher over three years (phase confidence 11/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

About 24,922 people live here, median age 38. The ZIP holds roughly 7,576 housing units. A median home runs $750,100 here, or 6.5 times local income. Vacancy runs 5.5%. Rent burden reaches 40% of tenant households. Households earn a median $103,268 — above the roughly $78,000 national figure. Roughly 9.2% live below the poverty line. Around 22% of adults hold a bachelor's degree or higher. The tenure split is 68% owner-occupied to 32% rented. DLRadar's demographic-stress index for the area reads 41/100.

Net-net, 93907 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 93907 read uses the identical public-record model applied coast to coast, which means its 26/100 score means exactly what it means anywhere else, and 93907 stays directly comparable to neighboring ZIPs and the rest of Monterey County, California. The score is rebuilt from public data as it updates, so 93907 reflects the current record instead of a stale or modeled snapshot.

Each component behind 93907 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 26/100 roll-up. Practically, 93907 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.