ZIP 93905 Property Distress & Foreclosure Data

Monterey County, California's ZIP 93905 registers 26/100 composite distress, which DLRadar reads as low. Structural exposure scores 57 and live distress 5 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (84/100). The most distinctive pressure shows up in structural risk (57/100), institutional ownership (46/100), mortgage stress (18/100). mortgage stress (18/100) stay muted.

Prices here sit in a peak phase: values rose 1.5% over the trailing year, and 17% higher over three years, at 40/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $616,100 here, or 7.5 times local income. There are about 14,597 housing units across 93905. 64,596 residents call 93905 home, typically aged 29. The tenure split is 42% owner-occupied to 58% rented. Households earn a median $75,716 — near the roughly $78,000 national figure. Vacancy runs 3.3%. About 7% have a four-year degree. Rent burden reaches 48% of tenant households. Roughly 19.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. On demographic stress specifically, 93905 scores 52/100.

Overall, 93905 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.