ZIP 93923 Property Distress & Foreclosure Data

Monterey County, California's ZIP 93923 registers 26/100 composite distress, which DLRadar reads as low. Structural exposure scores 57 and live distress 5 on the 0–100 scale. The most distinctive pressure shows up in structural risk (57/100), institutional ownership (46/100), mortgage stress (18/100). mortgage stress (18/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (84/100).

Prices here sit in a peak phase: values rose 1.5% over the trailing year, and 25% higher over three years, at 40/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

12,377 residents call 93923 home, typically aged 60. The tenure split is 76% owner-occupied to 24% rented. A median home runs $1,767,800 here, or 12.8 times local income. On demographic stress specifically, 93923 scores 48/100. There are about 7,366 housing units across 93923. Roughly 7.1% live below the poverty line, a low share typical of higher-equity areas. Vacancy runs 22.9%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $122,500 — above the roughly $78,000 national figure. Rent burden reaches 55% of tenant households. About 65% have a four-year degree.

Taken together, 93923 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.