ZIP 93923 Foreclosure, Tax-Lien & Distress Report
Monterey County, California · High Vacancy market
ZIP 93923's composite property-distress score is 26/100 - DLRadar classes that as low for Monterey County, California. Structural exposure scores 55 and live distress 5 on the 0–100 scale. What sets it apart are the readings on structural risk (55/100), institutional ownership (41/100), mortgage stress (18/100). mortgage stress (18/100) and construction/permit lag (3/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (84/100).
The market reads peak — home values rose 0.5% year on year, 2.2% off the recent peak, and 25% higher over three years (phase confidence 11/100). Topping markets hide individual distress behind strong averages.
Population is roughly 12,377 with a median age of 60. The tenure split is 76% owner-occupied to 24% rented. Home values center near $1,767,800, an affordability ratio of 12.8× — stretched. The demographic-stress sub-score lands at 48/100. The ZIP holds roughly 7,366 housing units. The poverty rate is 7.1% — low. Vacancy runs 22.9%, above the national norm and a classic distress-and-opportunity signal. At $122,500, median income runs above typical U.S. levels. Rent burden reaches 55% of tenant households. Educational attainment sits at 65% bachelor's-or-above.
Taken together, 93923 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 93923 at the moment; the composite and its components are still built from verifiable public records.
The number is not local guesswork: 93923's 26/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 93923, the field stays empty rather than modeled, and fills in as new documents post.
Behind 93923's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 93923 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Signal-by-signal read on 93923
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
The 93923 distress snapshot
A live read on 93923: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
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