ZIP 93927 Foreclosure, Tax-Lien & Distress Report
Monterey County, California · Distress market
In Monterey County, California, ZIP 93927 scores 26 of 100 for composite distress, a low level on DLRadar's public-record index. The latent-versus-live split is 55/100 structural and 5/100 already moving. Its heaviest discrete signals: structural risk (55/100), institutional ownership (41/100), mortgage stress (18/100). By contrast, mortgage stress (18/100) and construction/permit lag (3/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (84/100).
Prices here sit in a peak phase: values rose 0.5% over the trailing year, 2.2% off the recent peak, and 16% higher over three years (phase confidence 11/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
About 21,131 people live here, median age 28. There are about 5,098 housing units across 93927. The tenure split is 51% owner-occupied to 49% rented. Vacancy runs 6.0%. 12.9% of residents fall below the poverty threshold. Median household income is $77,272, near the U.S. median near $78,000. Educational attainment sits at 9% bachelor's-or-above. The demographic-stress sub-score lands at 45/100. Home values center near $532,000, an affordability ratio of 6.0×. Around 42% of renters are cost-burdened.
Overall, 93927 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 93927 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Because one deterministic model scores every ZIP, 93927's 26/100 can be lined up against any neighbor in Monterey County, California or any ZIP coast to coast. Where the public record is thin for 93927, the field stays empty rather than modeled, and fills in as new documents post.
93927's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 93927 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 93927’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
ZIP 93927 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 93927, the same set carried on every parcel.
Other Monterey County ZIP codes
Keep exploring California distress
Other reports tied to Monterey County, California — ZIP, county and statewide.
The complete 93927 distress and acquisition report
The full 93927 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Deterministic scoring, sourced entirely from public data · methodology