ZIP 93960 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 93960 in Monterey County, California comes in at 26, a low composite-distress reading. Its standout signals are structural risk (55/100), institutional ownership (41/100), mortgage stress (18/100). By contrast, mortgage stress (18/100) and construction/permit lag (3/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (84/100). On the structural side it scores 55/100, with 5/100 of stress already active.

The market reads peak — home values rose 0.5% year on year, 2.2% off the recent peak, and 12% higher over three years (phase confidence 11/100). Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 5,305 housing units. 17.5% of residents fall below the poverty threshold. Rent burden reaches 48% of tenant households. On demographic stress specifically, 93960 scores 45/100. 59% of housing is owner-occupied. 25,736 residents call 93960 home, typically aged 36. At $92,504, median income runs above typical U.S. levels. The vacancy rate is 3.0%. Educational attainment sits at 7% bachelor's-or-above. Home values center near $595,000, an affordability ratio of 6.1×.

Overall, 93960 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 93960 runs through one identical public-record model, so its 26/100 sits on the same scale as every other ZIP in Monterey County, California and the nation. 93960 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 26/100 for 93960 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 93960 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.