ZIP 93960 Property Distress & Foreclosure Data

ZIP code 93960 in Monterey County, California carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (57/100), institutional ownership (46/100), mortgage stress (18/100). By contrast, mortgage stress (18/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (84/100). On the structural side it scores 57/100, with 5/100 of stress already active.

The market reads peak — home values rose 1.5% year on year, and 12% higher over three years (phase confidence 40/100). Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 5,305 housing units. The poverty rate is 17.5% — high, a tax-stress and distress correlate. Around 48% of renters are cost-burdened. The demographic-stress sub-score lands at 45/100. 59% of housing is owner-occupied. About 25,736 people live here, median age 36. At $92,504, median income runs above typical U.S. levels. The vacancy rate is 3.0%. Around 7% of adults hold a bachelor's degree or higher. The typical home is worth about $595,000 (6.1× income).

Net-net, 93960 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.