ZIP 95043 Foreclosure, Tax-Lien & Distress Report

San Benito County, California's ZIP 95043 registers 17/100 composite distress, which DLRadar reads as low. Its heaviest discrete signals: construction/permit lag (38/100), structural risk (36/100), institutional ownership (3/100). By contrast, institutional ownership (3/100) and mortgage stress (2/100) register low. Environmental exposure also runs high (climate & FEMA risk (87/100)). On the structural side it scores 36/100, with 1/100 of stress already active.

The contraction-phase market in 95043 posted values that fell 1.0% over the year, 1.6% off the recent peak, at 19/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

Vacancy runs 27.2%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 95043 scores 44/100. The ZIP holds roughly 315 housing units. About 40% have a four-year degree. 4.3% of residents fall below the poverty threshold. A median home runs $1,062,500 here, or 8.7 times local income. At $126,111, median income runs above typical U.S. levels. About 673 people live here, median age 44. Rent burden reaches 22% of tenant households. 62% of housing is owner-occupied.

Net-net, 95043 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 95043 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 95043's 17/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 95043 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 17/100 figure for 95043 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 95043 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.