ZIP 95043 Property Distress & Foreclosure Data

San Benito County, California's ZIP 95043 registers 21/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (74/100), structural risk (45/100), institutional ownership (3/100). By contrast, institutional ownership (3/100) and mortgage stress (2/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (87/100). The latent-versus-live split is 45/100 structural and 1/100 already moving.

The market reads peak — home values held roughly flat year on year (phase confidence 12/100). Topping markets hide individual distress behind strong averages.

The vacancy rate is 27.2% — elevated. The demographic-stress sub-score lands at 44/100. The ZIP holds roughly 315 housing units. Around 40% of adults hold a bachelor's degree or higher. The poverty rate is 4.3% — low. The typical home is worth about $1,062,500 (8.7× income, severely stretched). At $126,111, median income runs above typical U.S. levels. About 673 people live here, median age 44. Around 22% of renters are cost-burdened. 62% of housing is owner-occupied.

Net-net, 95043 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.