ZIP 93930 Property Distress & Foreclosure Data

DLRadar grades ZIP 93930 (Monterey County, California) at a low 24/100 for overall property distress. Structural exposure scores 53 and live distress 5 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (68/100). Property-level stress concentrates in structural risk (53/100), institutional ownership (38/100), mortgage stress (15/100). By contrast, mortgage stress (15/100) and construction/permit lag (8/100) register low.

The market reads peak — home values rose 1.2% year on year, and 5% higher over three years, at 34/100 phase confidence. Topping markets hide individual distress behind strong averages.

53% of housing is owner-occupied. The poverty rate is 17.5% — high, a tax-stress and distress correlate. About 17,124 people live here, median age 30. There are about 4,669 housing units across 93930. The typical home is worth about $444,700 (5.6× income). Vacancy runs 7.6%. The demographic-stress sub-score lands at 45/100. Rent burden reaches 54% of tenant households. At $72,555, median income runs near typical U.S. levels. Around 15% of adults hold a bachelor's degree or higher.

Net-net, 93930 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.