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ZIP 93928 Foreclosure, Tax-Lien & Distress Report

Monterey County, California · Distress market

DLRadar grades ZIP 93928 (Monterey County, California) at a low 26/100 for overall property distress. Property-level stress concentrates in structural risk (55/100), institutional ownership (41/100), construction/permit lag (3/100). On the quiet end sit construction/permit lag (3/100). It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (84/100). On the structural side it scores 55/100, with 0/100 of stress already active.

Prices here sit in a peak phase: values rose 0.5% over the trailing year, 2.2% off the recent peak (phase confidence 11/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 1,084 people live here, median age 24. About 37% have a four-year degree. The demographic-stress sub-score lands at 63/100.

Overall, 93928 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 93928 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 93928's 26/100 can be lined up against any neighbor in Monterey County, California or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 93928 shows blanks, not estimates, wherever the record is sparse.

93928's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 93928 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

26/100
Composite stress
55/100
Structural risk
0/100
Distress activity

Distress signal breakdown — ZIP 93928

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk99
Another 9 scored dimensions sit behind 93928

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

ZIP 93928 Stress Report snapshot

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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