ZIP 93924 Property Distress & Foreclosure Data

ZIP code 93924 in Monterey County, California carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (57/100), institutional ownership (46/100), mortgage stress (18/100). By contrast, mortgage stress (18/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (84/100). On the structural side it scores 57/100, with 5/100 of stress already active.

The market reads peak — home values rose 1.5% year on year, and 3% lower over three years (phase confidence 40/100). Topping markets hide individual distress behind strong averages.

At $162,656, median income runs above typical U.S. levels. Around 57% of adults hold a bachelor's degree or higher. 80% of housing is owner-occupied. The demographic-stress sub-score lands at 36/100. Around 41% of renters are cost-burdened. About 6,046 people live here, median age 57. The ZIP holds roughly 2,978 housing units. The vacancy rate is 12.5% — elevated. The poverty rate is 6.0% — low. The typical home is worth about $1,222,600 (7.0× income).

Net-net, 93924 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.