ZIP 93921 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 93921 in Monterey County, California comes in at 26, a low composite-distress reading. Structurally it carries 55/100, against 5/100 of stress already in motion. Leading the profile are structural risk (55/100), institutional ownership (41/100), mortgage stress (18/100). By contrast, mortgage stress (18/100) and construction/permit lag (3/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (84/100).

The market reads peak — home values rose 0.5% year on year, 2.2% off the recent peak (phase confidence 11/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 3,038 housing units. Home values center near $2,000,000, an affordability ratio of 22.9× — stretched. Around 55% of renters are cost-burdened. The tenure split is 53% owner-occupied to 47% rented. The demographic-stress sub-score lands at 52/100. Vacancy runs 50.0%, above the national norm and a classic distress-and-opportunity signal. At $87,457, median income runs above typical U.S. levels. Educational attainment sits at 75% bachelor's-or-above. 2,459 residents call 93921 home, typically aged 70. 6.3% of residents fall below the poverty threshold.

Net-net, 93921 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 93921 runs through one identical public-record model, so its 26/100 sits on the same scale as every other ZIP in Monterey County, California and the nation. The score is rebuilt from public data as it updates, so 93921 reflects the current record instead of a stale or modeled snapshot.

93921's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 93921 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.