ZIP 93921 Property Distress & Foreclosure Data

DLRadar grades ZIP 93921 (Monterey County, California) at a low 26/100 for overall property distress. Structural risk reads 57/100 against active distress of 5/100. Property-level stress concentrates in structural risk (57/100), institutional ownership (46/100), mortgage stress (18/100). By contrast, mortgage stress (18/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (84/100).

The market reads peak — home values rose 1.5% year on year, at 40/100 phase confidence. Topping markets hide individual distress behind strong averages.

There are about 3,038 housing units across 93921. The typical home is worth about $2,000,000 (22.9× income, severely stretched). Rent burden reaches 55% of tenant households. 53% of housing is owner-occupied. The demographic-stress sub-score lands at 52/100. Vacancy runs 50.0%, above the national norm and a classic distress-and-opportunity signal. At $87,457, median income runs above typical U.S. levels. Around 75% of adults hold a bachelor's degree or higher. About 2,459 people live here, median age 70. The poverty rate is 6.3% — low.

Net-net, 93921 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.