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ZIP 93921 Foreclosure, Tax-Lien & Distress Report

Monterey County, California · High Vacancy market

On DLRadar's 0-100 distress scale, ZIP 93921 in Monterey County, California comes in at 26, a low composite-distress reading. Structurally it carries 56/100, against 5/100 of stress already in motion. Leading the profile are structural risk (56/100), institutional ownership (40/100), mortgage stress (18/100). By contrast, mortgage stress (18/100) and construction/permit lag (8/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (84/100).

The market reads peak — home values rose 0.5% year on year, 2.2% off the recent peak (phase confidence 11/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 3,038 housing units. Home values center near $2,000,000, an affordability ratio of 22.9× — stretched. Around 55% of renters are cost-burdened. The tenure split is 53% owner-occupied to 47% rented. The demographic-stress sub-score lands at 52/100. Vacancy runs 50.0%, above the national norm and a classic distress-and-opportunity signal. At $87,457, median income runs above typical U.S. levels. Educational attainment sits at 75% bachelor's-or-above. 2,459 residents call 93921 home, typically aged 70. 6.3% of residents fall below the poverty threshold.

Net-net, 93921 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 93921 runs through one identical scoring model, so its 26/100 sits on the same scale as every other ZIP in Monterey County, California and the nation. The score is rebuilt from public data as it updates, so 93921 reflects the current record instead of a stale or modeled snapshot.

93921's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 93921 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

26/100
Composite stress
56/100
Structural risk
5/100
Distress activity

ZIP 93921 distress signals, scored

Foreclosure activity0
Mortgage stress18
Climate / FEMA risk99
Nine more distress signals are scored here

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

Snapshot: 93921 by the numbers

93921 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

Loading ZIP 93921 stress data…

Monterey County ZIPs near 93921

Nearest ZIP codes to 93921

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

Explore related distress reports

Other reports tied to Monterey County, California — ZIP, county and statewide.

The complete 93921 distress and acquisition report

Every distressed parcel in 93921 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.

Built from public records, scored the same way everywhere · methodology

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