ZIP 93940 Property Distress & Foreclosure Data

Composite property distress in 93940 (Monterey County, California) lands at 26/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (57/100), institutional ownership (46/100), mortgage stress (18/100). On the quiet end sit mortgage stress (18/100). The latent-versus-live split is 57/100 structural and 5/100 already moving. Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (84/100)).

The peak-phase market in 93940 posted values that rose 1.5% over the year, and 15% higher over three years (phase confidence 40/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $110,669, above the U.S. median near $78,000. Owners hold 43% of homes, renters 57%. 9.9% of residents fall below the poverty threshold. Educational attainment sits at 54% bachelor's-or-above. Around 43% of renters are cost-burdened. Home values center near $1,099,300, an affordability ratio of 9.4× — stretched. The vacancy rate is 9.7%. The ZIP holds roughly 15,764 housing units. DLRadar's demographic-stress index for the area reads 48/100. Population is roughly 30,951 with a median age of 43.

On balance 93940 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.