ZIP 93940 Foreclosure, Tax-Lien & Distress Report
Monterey County, California · High Value market
ZIP 93940's composite property-distress score is 26/100 - DLRadar classes that as low for Monterey County, California. The sharpest non-environmental signals are structural risk (56/100), institutional ownership (40/100), mortgage stress (18/100). mortgage stress (18/100) and construction/permit lag (8/100) stay muted. Structurally it carries 56/100, against 5/100 of stress already in motion. Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (84/100)).
The market reads peak — home values rose 0.5% year on year, 2.2% off the recent peak, and 15% higher over three years, at 11/100 phase confidence. Topping markets hide individual distress behind strong averages.
Households earn a median $110,669 — above the roughly $78,000 national figure. Owners hold 43% of homes, renters 57%. Roughly 9.9% live below the poverty line. Around 54% of adults hold a bachelor's degree or higher. Rent burden reaches 43% of tenant households. A median home runs $1,099,300 here, or 9.4 times local income. Vacancy runs 9.7%. The ZIP holds roughly 15,764 housing units. On demographic stress specifically, 93940 scores 48/100. About 30,951 people live here, median age 43.
Net-net, 93940 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 93940 is not published yet -- the ZIP-level readings above remain fully sourced.
No ZIP is too small to score: 93940 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 26/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 93940, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
93940's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 93940 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 93940’s distress
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
Snapshot: 93940 by the numbers
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Adjacent Monterey County ZIP reports
Nearest ZIP codes to 93940
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 93940
Additional distress intelligence spanning Monterey County, California by ZIP, county and state.
The complete 93940 distress and acquisition report
Get every distressed property in 93940 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.
Deterministic scoring, sourced entirely from public data · methodology