ZIP 93953 Foreclosure, Tax-Lien & Distress Report

In Monterey County, California, ZIP 93953 scores 26 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (84/100)). On the structural side it scores 55/100, with 5/100 of stress already active. Its standout signals are structural risk (55/100), institutional ownership (41/100), mortgage stress (18/100). mortgage stress (18/100) and construction/permit lag (3/100) stay muted.

The peak-phase market in 93953 posted values that rose 0.5% over the year, 2.2% off the recent peak, and 8% lower over three years, at 11/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 32% of renters are cost-burdened. About 3,576 people live here, median age 61. Roughly 5.5% live below the poverty line, a low share typical of higher-equity areas. Vacancy runs 43.4%, above the national norm and a classic distress-and-opportunity signal. Median household income is $154,730, above the U.S. median near $78,000. The tenure split is 85% owner-occupied to 15% rented. The ZIP holds roughly 2,988 housing units. The demographic-stress sub-score lands at 45/100. Around 71% of adults hold a bachelor's degree or higher. The typical home is worth about $2,000,000 (11.6× income, severely stretched).

On the whole, 93953 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 93953 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 93953 runs through one identical public-record model, so its 26/100 sits on the same scale as every other ZIP in Monterey County, California and the nation. Nothing here is interpolated — where a source is thin for 93953, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 26/100 for 93953 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 93953 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.