ZIP 93953 Property Distress & Foreclosure Data

DLRadar grades ZIP 93953 (Monterey County, California) at a low 26/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (84/100). On the structural side it scores 57/100, with 5/100 of stress already active. Property-level stress concentrates in structural risk (57/100), institutional ownership (46/100), mortgage stress (18/100). mortgage stress (18/100) stay muted.

Prices here sit in a peak phase: values rose 1.5% over the trailing year, and 8% lower over three years (phase confidence 40/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 32% of renters are cost-burdened. 3,576 residents call 93953 home, typically aged 61. Roughly 5.5% live below the poverty line, a low share typical of higher-equity areas. The vacancy rate is 43.4% — elevated. Households earn a median $154,730 — above the roughly $78,000 national figure. The tenure split is 85% owner-occupied to 15% rented. The ZIP holds roughly 2,988 housing units. On demographic stress specifically, 93953 scores 45/100. About 71% have a four-year degree. A median home runs $2,000,000 here, or 11.6 times local income.

Taken together, 93953 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.