ZIP 93962 Foreclosure, Tax-Lien & Distress Report

Monterey County, California's ZIP 93962 registers 26/100 composite distress, which DLRadar reads as low. Leading the profile are structural risk (55/100), institutional ownership (41/100), construction/permit lag (3/100). By contrast, construction/permit lag (3/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (84/100). Latent structural risk is 55/100 while live distress already moving reads 0/100.

The market reads peak — home values rose 0.5% year on year, 2.2% off the recent peak, and 20% higher over three years, at 11/100 phase confidence. Topping markets hide individual distress behind strong averages.

The demographic-stress sub-score lands at 12/100. The ZIP holds roughly 99 housing units. Around 48% of adults hold a bachelor's degree or higher. Rent burden reaches 0% of tenant households. A median home runs $843,800 here. The tenure split is 66% owner-occupied to 34% rented. About 189 people live here, median age 69. The vacancy rate is 0.0%. 0.0% of residents fall below the poverty threshold.

On balance 93962 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 93962 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 93962 read uses the identical public-record model applied coast to coast, which means its 26/100 score means exactly what it means anywhere else, and 93962 stays directly comparable to neighboring ZIPs and the rest of Monterey County, California. 93962 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 26/100 for 93962 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 93962 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.