ZIP 93962 Property Distress & Foreclosure Data

DLRadar grades ZIP 93962 (Monterey County, California) at a low 26/100 for overall property distress. Property-level stress concentrates in structural risk (57/100), institutional ownership (46/100). Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (84/100). The latent-versus-live split is 57/100 structural and 0/100 already moving.

Prices here sit in a peak phase: values rose 1.5% over the trailing year, and 20% higher over three years (phase confidence 40/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

On demographic stress specifically, 93962 scores 12/100. The ZIP holds roughly 99 housing units. About 48% have a four-year degree. Around 0% of renters are cost-burdened. A median home runs $843,800 here. The tenure split is 66% owner-occupied to 34% rented. 189 residents call 93962 home, typically aged 69. The vacancy rate is 0.0%. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas.

Overall, 93962 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

26/100
Composite stress
57/100
Structural risk
0/100
Distress activity

Distress signal breakdown — ZIP 93962

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk99
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Monterey County

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