ZIP 93908 Property Distress & Foreclosure Data

DLRadar grades ZIP 93908 (Monterey County, California) at a low 26/100 for overall property distress. Property-level stress concentrates in structural risk (57/100), institutional ownership (46/100), mortgage stress (18/100). mortgage stress (18/100) stay muted. The latent-versus-live split is 57/100 structural and 5/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (84/100).

Prices here sit in a peak phase: values rose 1.5% over the trailing year, and 8% higher over three years (phase confidence 40/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $164,554 — above the roughly $78,000 national figure. About 56% have a four-year degree. On demographic stress specifically, 93908 scores 32/100. Around 30% of renters are cost-burdened. Roughly 4.5% live below the poverty line, a low share typical of higher-equity areas. The vacancy rate is 3.9%. 12,517 residents call 93908 home, typically aged 43. The tenure split is 83% owner-occupied to 17% rented. A median home runs $1,091,700 here, or 6.5 times local income. The ZIP holds roughly 4,532 housing units.

Overall, 93908 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.