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ZIP 93908 Foreclosure, Tax-Lien & Distress Report

Monterey County, California · High Value market

ZIP 93908's composite property-distress score is 26/100 - DLRadar classes that as low for Monterey County, California. The sharpest non-environmental signals are structural risk (55/100), institutional ownership (41/100), mortgage stress (18/100). By contrast, mortgage stress (18/100) and construction/permit lag (3/100) register low. The latent-versus-live split is 55/100 structural and 5/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (84/100).

Prices here sit in a peak phase: values rose 0.5% over the trailing year, 2.2% off the recent peak, and 8% higher over three years (phase confidence 11/100). Topping markets hide individual distress behind strong averages.

Households earn a median $164,554 — above the roughly $78,000 national figure. Educational attainment sits at 56% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 32/100. Rent burden reaches 30% of tenant households. 4.5% of residents fall below the poverty threshold. Vacancy runs 3.9%. Population is roughly 12,517 with a median age of 43. 83% of housing is owner-occupied. A median home runs $1,091,700 here, or 6.5 times local income. The ZIP holds roughly 4,532 housing units.

Net-net, 93908 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 93908 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 93908 runs through one identical public-record model, so its 26/100 sits on the same scale as every other ZIP in Monterey County, California and the nation. Sparse data for 93908 shows as blanks, never estimates, and the score updates on every fresh public filing.

93908's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 93908 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

26/100
Composite stress
55/100
Structural risk
5/100
Distress activity

What is driving ZIP 93908’s distress

Foreclosure activity0
Mortgage stress18
Climate / FEMA risk99
9 further distress layers are graded for 93908

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

93908 at a glance

A live read on 93908: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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Adjacent Monterey County ZIP reports

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Every distressed parcel in 93908 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

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