ZIP 93901 Property Distress & Foreclosure Data

ZIP code 93901 in Monterey County, California carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 57 and live distress 5 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (84/100)). What sets it apart are the readings on structural risk (57/100), institutional ownership (46/100), mortgage stress (18/100). On the quiet end sit mortgage stress (18/100).

The peak-phase market in 93901 posted values that rose 1.5% over the year, and 5% higher over three years, at 40/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 29,480 with a median age of 37. Vacancy runs 5.0%. Rent burden reaches 39% of tenant households. Owners hold 46% of homes, renters 54%. Educational attainment sits at 29% bachelor's-or-above. 10.9% of residents fall below the poverty threshold. There are about 11,264 housing units across 93901. DLRadar's demographic-stress index for the area reads 46/100. Home values center near $788,300, an affordability ratio of 7.9× — stretched. Median household income is $91,639, above the U.S. median near $78,000.

On balance 93901 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.