ZIP 93901 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 93901 (Monterey County, California) returns a low composite of 26/100. Structural risk reads 55/100 against active distress of 5/100. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (84/100). Its heaviest discrete signals: structural risk (55/100), institutional ownership (41/100), mortgage stress (18/100). By contrast, mortgage stress (18/100) and construction/permit lag (3/100) register low.

The market reads peak — home values rose 0.5% year on year, 2.2% off the recent peak, and 5% higher over three years (phase confidence 11/100). Topping markets hide individual distress behind strong averages.

Population is roughly 29,480 with a median age of 37. Vacancy runs 5.0%. Rent burden reaches 39% of tenant households. 46% of housing is owner-occupied. Educational attainment sits at 29% bachelor's-or-above. The poverty rate is 10.9%. There are about 11,264 housing units across 93901. The demographic-stress sub-score lands at 46/100. The typical home is worth about $788,300 (7.9× income, severely stretched). At $91,639, median income runs above typical U.S. levels.

Overall, 93901 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 93901 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 93901's 26/100 can be lined up against any neighbor in Monterey County, California or any ZIP coast to coast. 93901 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 26/100 figure for 93901 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 93901 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.