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ZIP 93901 Foreclosure, Tax-Lien & Distress Report

Monterey County, California · High Value market

Scored on a fixed 0-100 scale, 93901 (Monterey County, California) returns a low composite of 26/100. Structural risk reads 57/100 against active distress of 5/100. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (84/100). Its heaviest discrete signals: structural risk (57/100), institutional ownership (41/100), mortgage stress (18/100). By contrast, mortgage stress (18/100) and construction/permit lag (8/100) register low.

The market reads peak — home values rose 0.5% year on year, 2.2% off the recent peak, and 5% higher over three years (phase confidence 11/100). Topping markets hide individual distress behind strong averages.

Population is roughly 29,480 with a median age of 37. Vacancy runs 5.0%. Rent burden reaches 39% of tenant households. 46% of housing is owner-occupied. Educational attainment sits at 29% bachelor's-or-above. The poverty rate is 10.9%. There are about 11,264 housing units across 93901. The demographic-stress sub-score lands at 46/100. The typical home is worth about $788,300 (7.9× income, severely stretched). At $91,639, median income runs above typical U.S. levels.

Overall, 93901 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 93901 at the moment; the composite and its components are still built from verifiable records.

Because one deterministic model scores every ZIP, 93901's 26/100 can be lined up against any neighbor in Monterey County, California or any ZIP coast to coast. 93901 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 26/100 figure for 93901 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 93901 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

26/100
Composite stress
57/100
Structural risk
5/100
Distress activity

ZIP 93901 distress signals, scored

Foreclosure activity0
Mortgage stress18
Climate / FEMA risk99
9 further dimensions of distress are measured for this ZIP

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

Snapshot: 93901 by the numbers

Real-time distress, cycle phase, housing and bank-stress readings for 93901, the same set carried on every parcel.

Loading ZIP 93901 stress data…

Nearby ZIPs in Monterey County

Nearest ZIP codes to 93901

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

Explore related distress reports

Further distress data across Monterey County, California at ZIP, county and state level.

Get the full acquisition report for 93901

The full 93901 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.

No modelling: every input is a public record · methodology

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