ZIP 93920 Property Distress & Foreclosure Data

In Monterey County, California, ZIP 93920 scores 26 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (84/100). On the structural side it scores 57/100, with 5/100 of stress already active. Its standout signals are structural risk (57/100), institutional ownership (46/100), mortgage stress (18/100). mortgage stress (18/100) stay muted.

Prices here sit in a peak phase: values rose 1.5% over the trailing year (phase confidence 40/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 1% of renters are cost-burdened. Roughly 13.6% live below the poverty line. The vacancy rate is 26.8% — elevated. About 37% have a four-year degree. Households earn a median $72,540 — near the roughly $78,000 national figure. The tenure split is 38% owner-occupied to 62% rented. 1,564 residents call 93920 home, typically aged 36. On demographic stress specifically, 93920 scores 49/100. A median home runs $1,906,300 here, or 24.9 times local income. The ZIP holds roughly 675 housing units.

Taken together, 93920 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.