ZIP 93920 Foreclosure, Tax-Lien & Distress Report
Monterey County, California · High Vacancy market
ZIP code 93920 in Monterey County, California carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (84/100). Structurally it carries 55/100, against 5/100 of stress already in motion. What sets it apart are the readings on structural risk (55/100), institutional ownership (41/100), mortgage stress (18/100). mortgage stress (18/100) and construction/permit lag (3/100) stay muted.
The peak-phase market in 93920 posted values that rose 0.5% over the year, 2.2% off the recent peak, at 11/100 phase confidence. Topping markets hide individual distress behind strong averages.
Around 1% of renters are cost-burdened. The poverty rate is 13.6%. Vacancy runs 26.8%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 37% bachelor's-or-above. At $72,540, median income runs near typical U.S. levels. The tenure split is 38% owner-occupied to 62% rented. 1,564 residents call 93920 home, typically aged 36. DLRadar's demographic-stress index for the area reads 49/100. A median home runs $1,906,300 here, or 24.9 times local income. The ZIP holds roughly 675 housing units.
Net-net, 93920 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 93920 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
Because one deterministic model scores every ZIP, 93920's 26/100 can be lined up against any neighbor in Monterey County, California or any ZIP coast to coast. Where the public record is thin for 93920, the field stays empty rather than modeled, and fills in as new documents post.
The 26/100 for 93920 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 93920 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
ZIP 93920 distress signals, scored
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 93920 by the numbers
Real-time distress, cycle phase, housing and bank-stress readings for 93920, the same set carried on every parcel.
Adjacent Monterey County ZIP reports
More distress data near 93920
Additional distress intelligence spanning Monterey County, California by ZIP, county and state.
The complete 93920 distress and acquisition report
The full 93920 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
No modelling: every input is a public record · methodology