ZIP 93932 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 93932 in Monterey County, California comes in at 26, a low composite-distress reading. Structural risk reads 55/100 against active distress of 5/100. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (84/100). Its heaviest discrete signals: structural risk (55/100), institutional ownership (41/100), mortgage stress (18/100). On the quiet end sit mortgage stress (18/100) and construction/permit lag (3/100).

The peak-phase market in 93932 posted values that rose 0.5% over the year, 2.2% off the recent peak (phase confidence 11/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 431 people live here, median age 57. A median home runs $793,300 here, or 5.7 times local income. Owners hold 88% of homes, renters 12%. The poverty rate is 4.6% — low. Rent burden reaches 0% of tenant households. The demographic-stress sub-score lands at 29/100. There are about 166 housing units across 93932. Educational attainment sits at 20% bachelor's-or-above. The vacancy rate is 12.9% — elevated. Median household income is $95,774, above the U.S. median near $78,000.

Net-net, 93932 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 93932 at the moment; the composite and its components are still built from verifiable public records.

The 93932 read uses the identical public-record model applied coast to coast, which means its 26/100 score means exactly what it means anywhere else, and 93932 stays directly comparable to neighboring ZIPs and the rest of Monterey County, California. Every figure is auditable to a public dataset and refreshed on ingest; 93932 shows blanks, not estimates, wherever the record is sparse.

Each component behind 93932 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 26/100 roll-up. In workflow terms, 93932 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.