ZIP 93954 Foreclosure, Tax-Lien & Distress Report
Monterey County, California · High Vacancy market
ZIP code 93954 in Monterey County, California carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic distress index. The split runs 56/100 structural to 5/100 active on the ground. The pressure is most legible in structural risk (56/100), institutional ownership (40/100), mortgage stress (18/100). On the quiet end sit mortgage stress (18/100) and construction/permit lag (8/100). It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (84/100).
The market reads peak — home values rose 0.5% year on year, 2.2% off the recent peak, at 11/100 phase confidence. Topping markets hide individual distress behind strong averages.
About 269 people live here, median age 42. There are about 71 housing units across 93954. A median home runs $340,000 here, or 5.6 times local income. 44% of housing is owner-occupied. Vacancy runs 14.8%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $54,450 — below the roughly $78,000 national figure. Roughly 42.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The demographic-stress sub-score lands at 49/100. Around 30% of renters are cost-burdened. About 2% have a four-year degree.
Taken together, 93954 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 93954 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
Whether 93954 runs hot or quiet, its 26/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 93954 can be compared directly against any other ZIP in Monterey County, California or nationwide. Nothing here is interpolated — where a source is thin for 93954, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
Each component behind 93954 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 26/100 roll-up. The point of the 93954 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Signal-by-signal read on 93954
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
The 93954 distress snapshot
Current distress, phase, housing and lender-pressure figures for 93954, drawn from the same report attached to each property.
Other Monterey County ZIP codes
Nearest ZIP codes to 93954
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Other reports tied to Monterey County, California — ZIP, county and statewide.
See every distressed parcel in 93954
Pull every distressed parcel in 93954 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
Each signal above is traceable to an open dataset · methodology