ZIP 95045 Foreclosure, Tax-Lien & Distress Report
San Benito County, California · Cooling Market market
On DLRadar's 0-100 public-record scale, ZIP 95045 in San Benito County, California comes in at 17, a low composite-distress reading. Leading the profile are construction/permit lag (38/100), structural risk (36/100), institutional ownership (3/100). By contrast, institutional ownership (3/100) and mortgage stress (2/100) register low. Structurally it carries 36/100, against 1/100 of stress already in motion. It additionally carries heavy environmental risk: climate & FEMA risk (87/100).
The contraction-phase market in 95045 posted values that fell 1.0% over the year, 1.6% off the recent peak, and 4% higher over three years, at 19/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.
Around 26% of renters are cost-burdened. Population is roughly 4,291 with a median age of 44. The ZIP holds roughly 1,598 housing units. Educational attainment sits at 28% bachelor's-or-above. The poverty rate is 6.9% — low. DLRadar's demographic-stress index for the area reads 41/100. The vacancy rate is 4.9%. The typical home is worth about $896,700 (7.8× income, severely stretched). Households earn a median $106,377 — above the roughly $78,000 national figure. The tenure split is 67% owner-occupied to 33% rented.
Taken together, 95045 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 95045 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Because one deterministic model scores every ZIP, 95045's 17/100 can be lined up against any neighbor in San Benito County, California or any ZIP coast to coast. 95045 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Behind 95045's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 95045 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Distress signal breakdown — ZIP 95045
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
95045 at a glance
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Neighbouring ZIPs in San Benito County
Related reports across San Benito County, California
Keep going: ZIP, county and state distress coverage for San Benito County, California.
Open the complete 95045 acquisition file
Every distressed parcel in 95045 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Built from public records, scored the same way everywhere · methodology