ZIP 95075 Property Distress & Foreclosure Data

San Benito County, California's ZIP 95075 registers 21/100 composite distress, which DLRadar reads as low. Structural risk reads 45/100 against active distress of 1/100. Climate and flood risk are elevated too — climate & FEMA risk (87/100). The most distinctive pressure shows up in construction/permit lag (74/100), structural risk (45/100), institutional ownership (3/100). institutional ownership (3/100) and mortgage stress (2/100) stay muted.

Prices here sit in a peak phase: values held roughly flat over the trailing year, at 12/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $867,900 here, or 6.5 times local income. The tenure split is 87% owner-occupied to 13% rented. 575 residents call 95075 home, typically aged 42. There are about 194 housing units across 95075. Households earn a median $130,962 — above the roughly $78,000 national figure. Rent burden reaches 35% of tenant households. Vacancy runs 0.0%. Roughly 0.9% live below the poverty line, a low share typical of higher-equity areas. About 34% have a four-year degree. On demographic stress specifically, 95075 scores 35/100.

Overall, 95075 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.