ZIP 95075 Foreclosure, Tax-Lien & Distress Report
San Benito County, California · Cooling Market market
Scored on a fixed 0-100 scale, 95075 (San Benito County, California) returns a low composite of 16/100. Structural risk reads 34/100 against active distress of 1/100. Climate and flood risk are elevated too — climate & FEMA risk (87/100). The pressure is most legible in structural risk (34/100), construction/permit lag (31/100), institutional ownership (3/100). On the quiet end sit institutional ownership (3/100) and mortgage stress (2/100).
Prices here sit in a contraction phase: values fell 1.0% over the trailing year, 1.6% off the recent peak (phase confidence 19/100). Falling values surface more motivated sellers and below-market exits.
A median home runs $867,900 here, or 6.5 times local income. 87% of housing is owner-occupied. Population is roughly 575 with a median age of 42. There are about 194 housing units across 95075. At $130,962, median income runs above typical U.S. levels. Around 35% of renters are cost-burdened. The vacancy rate is 0.0%. The poverty rate is 0.9% — low. Educational attainment sits at 34% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 35/100.
On the whole, 95075 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 95075 is not published yet -- the ZIP-level readings above remain fully sourced.
No ZIP is too small to score: 95075 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 16/100 composite is a like-for-like number rather than an isolated estimate. 95075 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 16/100 figure for 95075 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 95075 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
ZIP 95075 distress signals, scored
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 95075 Stress Report snapshot
A live read on 95075: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
San Benito County ZIPs near 95075
Nearest ZIP codes to 95075
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 95075
Other reports tied to San Benito County, California — ZIP, county and statewide.
Get the full acquisition report for 95075
See who owns each distressed property in 95075, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Deterministic scoring, sourced entirely from public data · methodology