ZIP 93635 Foreclosure, Tax-Lien & Distress Report
Merced County, California · Cooling Market market
Composite property distress in 93635 (Merced County, California) lands at 25/100 — low on DLRadar's distress scoring. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (68/100). The pressure is most legible in structural risk (56/100), construction/permit lag (53/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (7/100) stay muted. On the structural side it scores 56/100, with 2/100 of stress already active.
The market reads contraction — home values fell 1.1% year on year, 3.3% off the recent peak, and 4% higher over three years (phase confidence 17/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.
Population is roughly 49,232 with a median age of 31. Owners hold 58% of homes, renters 42%. The vacancy rate is 4.5%. DLRadar's demographic-stress index for the area reads 43/100. The ZIP holds roughly 15,003 housing units. At $70,666, median income runs near typical U.S. levels. The typical home is worth about $444,900 (6.0× income). About 13% have a four-year degree. Rent burden reaches 46% of tenant households. The poverty rate is 16.1%.
Taken together, 93635 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 93635 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
The 93635 read uses the identical scoring model applied coast to coast, which means its 25/100 score means exactly what it means anywhere else, and 93635 stays directly comparable to neighboring ZIPs and the rest of Merced County, California. Every figure is auditable to a public dataset and refreshed as records update; 93635 shows blanks, not estimates, wherever the record is sparse.
93635's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 93635 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
What is driving ZIP 93635’s distress
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
The 93635 distress snapshot
Current distress, phase, housing and lender-pressure figures for 93635, drawn from the same report attached to each property.
Other Merced County ZIP codes
Nearest ZIP codes to 93635
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Related ZIP, county and statewide reads linked to Merced County, California.
Get the full acquisition report for 93635
The full 93635 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Each signal above is traceable to an open dataset · methodology