ZIP 93635 Property Distress & Foreclosure Data

Merced County, California's ZIP 93635 registers 19/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (68/100). The most distinctive pressure shows up in structural risk (42/100), institutional ownership (16/100), mortgage stress (7/100). institutional ownership (16/100) and mortgage stress (7/100) stay muted. Structural risk reads 42/100 against active distress of 2/100.

Prices here sit in a contraction phase: values fell 1.2% over the trailing year, 1.3% off the recent peak, and 4% higher over three years, at 64/100 phase confidence. Falling values surface more motivated sellers and below-market exits.

49,232 residents call 93635 home, typically aged 31. The tenure split is 58% owner-occupied to 42% rented. Vacancy runs 4.5%. On demographic stress specifically, 93635 scores 43/100. There are about 15,003 housing units across 93635. Households earn a median $70,666 — near the roughly $78,000 national figure. A median home runs $444,900 here, or 6.0 times local income. About 13% have a four-year degree. Rent burden reaches 46% of tenant households. Roughly 16.1% live below the poverty line.

Taken together, 93635 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.