ZIP 95333 Property Distress & Foreclosure Data

In Merced County, California, ZIP 95333 scores 19 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (42/100), institutional ownership (16/100), mortgage stress (7/100). institutional ownership (16/100) and mortgage stress (7/100) stay muted. The latent-versus-live split is 42/100 structural and 2/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (68/100).

Prices here sit in a contraction phase: values fell 1.2% over the trailing year, 1.3% off the recent peak, and 37% higher over three years (phase confidence 64/100). Falling values surface more motivated sellers and below-market exits.

On demographic stress specifically, 95333 scores 38/100. The vacancy rate is 10.5%. The ZIP holds roughly 910 housing units. About 15% have a four-year degree. Around 33% of renters are cost-burdened. 3,203 residents call 95333 home, typically aged 30. Roughly 12.7% live below the poverty line. The tenure split is 66% owner-occupied to 34% rented. Households earn a median $62,045 — below the roughly $78,000 national figure. A median home runs $340,200 here, or 5.0 times local income.

Taken together, 95333 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.