ZIP 93638 Property Distress & Foreclosure Data

DLRadar grades ZIP 93638 (Madera County, California) at a low 21/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (95/100). On the structural side it scores 45/100, with 1/100 of stress already active. Property-level stress concentrates in construction/permit lag (64/100), structural risk (45/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted.

Prices here sit in a peak phase: values rose 1.0% over the trailing year, 2.3% off the recent peak, and 18% higher over three years (phase confidence 34/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $60,031 — below the roughly $78,000 national figure. About 8% have a four-year degree. Around 48% of renters are cost-burdened. On demographic stress specifically, 93638 scores 44/100. Roughly 26.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. 51,502 residents call 93638 home, typically aged 29. The ZIP holds roughly 12,729 housing units. The vacancy rate is 5.5%. The tenure split is 54% owner-occupied to 46% rented. A median home runs $325,100 here, or 4.9 times local income.

Taken together, 93638 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.