ZIP 93620 Foreclosure, Tax-Lien & Distress Report
Merced County, California · High Poverty market
In Merced County, California, ZIP 93620 scores 23 of 100 for composite distress, a low level on DLRadar's public-record index. The latent-versus-live split is 50/100 structural and 2/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (97/100). What sets it apart are the readings on structural risk (50/100), construction/permit lag (40/100), institutional ownership (13/100). By contrast, institutional ownership (13/100) and mortgage stress (6/100) register low.
The contraction-phase market in 93620 posted values that fell 0.5% over the year, 3.0% off the recent peak, and 16% higher over three years, at 14/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.
Population is roughly 10,173 with a median age of 36. Median household income is $49,890, below the U.S. median near $78,000. There are about 3,617 housing units across 93620. The vacancy rate is 3.3%. Around 33% of renters are cost-burdened. On demographic stress specifically, 93620 scores 42/100. The tenure split is 50% owner-occupied to 50% rented. The poverty rate is 20.5% — high, a tax-stress and distress correlate. Home values center near $323,400, an affordability ratio of 5.9×. Educational attainment sits at 11% bachelor's-or-above.
On the whole, 93620 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 93620 at the moment; the composite and its components are still built from verifiable public records.
Big metro or rural, 93620 runs through one identical public-record model, so its 23/100 sits on the same scale as every other ZIP in Merced County, California and the nation. 93620 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 23/100 for 93620 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 93620 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
What is driving ZIP 93620’s distress
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
ZIP 93620 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 93620, the same set carried on every parcel.
Other Merced County ZIP codes
More distress data near 93620
Other reports tied to Merced County, California — ZIP, county and statewide.
The complete 93620 distress and acquisition report
Every distressed parcel in 93620 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Deterministic. Every signal traces to a public dataset · methodology