ZIP 95334 Foreclosure, Tax-Lien & Distress Report
Merced County, California · Cooling Market market
On DLRadar's 0-100 public-record scale, ZIP 95334 in Merced County, California comes in at 25, a low composite-distress reading. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (69/100). The most distinctive pressure shows up in construction/permit lag (56/100), structural risk (56/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (7/100). On the structural side it scores 56/100, with 2/100 of stress already active.
The contraction-phase market in 95334 posted values that fell 1.1% over the year, 3.3% off the recent peak, and 2% higher over three years, at 17/100 phase confidence. A cooling market tends to open discount-to-value windows.
Vacancy runs 5.6%. 55% of housing is owner-occupied. Home values center near $377,000, an affordability ratio of 4.6×. On demographic stress specifically, 95334 scores 38/100. 16.6% of residents fall below the poverty threshold. Around 32% of renters are cost-burdened. About 17,198 people live here, median age 33. Median household income is $75,867, near the U.S. median near $78,000. The ZIP holds roughly 4,401 housing units. Educational attainment sits at 11% bachelor's-or-above.
Net-net, 95334 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Because one deterministic model scores every ZIP, 95334's 25/100 can be lined up against any neighbor in Merced County, California or any ZIP coast to coast. Where the public record is thin for 95334, the field stays empty rather than modeled, and fills in as new documents post.
Each component behind 95334 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 25/100 roll-up. In workflow terms, 95334 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
ZIP 95334 distress signals, scored
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 95334 distress snapshot
Current distress, phase, housing and lender-pressure figures for 95334, drawn from the same report attached to each property.
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Rules-based scoring — each signal ties to a public dataset · methodology