ZIP 95334 Property Distress & Foreclosure Data

DLRadar grades ZIP 95334 (Merced County, California) at a low 19/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (68/100). Property-level stress concentrates in structural risk (42/100), institutional ownership (16/100), mortgage stress (7/100). By contrast, institutional ownership (16/100) and mortgage stress (7/100) register low. Structural exposure scores 42 and live distress 2 on the 0–100 scale.

The market reads contraction — home values fell 1.2% year on year, 1.3% off the recent peak, and 2% higher over three years, at 64/100 phase confidence. A cooling market tends to open discount-to-value windows.

Vacancy runs 5.6%. 55% of housing is owner-occupied. The typical home is worth about $377,000 (4.6× income). The demographic-stress sub-score lands at 38/100. The poverty rate is 16.6% — high, a tax-stress and distress correlate. Rent burden reaches 32% of tenant households. About 17,198 people live here, median age 33. At $75,867, median income runs near typical U.S. levels. There are about 4,401 housing units across 95334. Around 11% of adults hold a bachelor's degree or higher.

Net-net, 95334 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.