ZIP 95374 Foreclosure, Tax-Lien & Distress Report
Merced County, California · High Vacancy market
ZIP code 95374 in Merced County, California carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic distress index. On the structural side it scores 56/100, with 2/100 of stress already active. Its standout signals are structural risk (56/100), construction/permit lag (53/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (7/100). It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (68/100).
The contraction-phase market in 95374 posted values that fell 1.1% over the year, 3.3% off the recent peak, and 24% higher over three years (phase confidence 17/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.
The ZIP holds roughly 686 housing units. Owners hold 52% of homes, renters 48%. About 8% have a four-year degree. The vacancy rate is 16.7% — elevated. The typical home is worth about $463,300 (8.4× income, severely stretched). The poverty rate is 17.4% — high, a tax-stress and distress correlate. DLRadar's demographic-stress index for the area reads 53/100. Rent burden reaches 47% of tenant households. About 1,652 people live here, median age 38. Households earn a median $51,593 — below the roughly $78,000 national figure.
Taken together, 95374 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Big metro or rural, 95374 runs through one identical scoring model, so its 25/100 sits on the same scale as every other ZIP in Merced County, California and the nation. 95374 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Each component behind 95374 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 25/100 roll-up. For an operator, 95374 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 95374’s distress
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
95374 at a glance
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Other Merced County ZIP codes
Nearest ZIP codes to 95374
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 95374
Keep going: ZIP, county and state distress coverage for Merced County, California.
See every distressed parcel in 95374
Pull every distressed parcel in 95374 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
Built from public records, scored the same way everywhere · methodology