ZIP 95313 Property Distress & Foreclosure Data

Stanislaus County, California's ZIP 95313 registers 24/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), flood (NFIP) exposure (74/100). On the structural side it scores 53/100, with 2/100 of stress already active. The most distinctive pressure shows up in structural risk (53/100), construction/permit lag (37/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (7/100) register low.

The market reads peak — home values rose 1.5% year on year (phase confidence 20/100). Topping markets hide individual distress behind strong averages.

Around 12% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 45/100. At $72,321, median income runs near typical U.S. levels. Around 8% of renters are cost-burdened. The ZIP holds roughly 478 housing units. The typical home is worth about $428,100 (8.3× income, severely stretched). 35% of housing is owner-occupied. The vacancy rate is 12.2% — elevated. The poverty rate is 10.2%. About 1,114 people live here, median age 39.

Net-net, 95313 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.