ZIP 95382 Foreclosure, Tax-Lien & Distress Report
Stanislaus County, California · Distress market
In Stanislaus County, California, ZIP 95382 scores 20 of 100 for composite distress, a low level on DLRadar's public-record index. The sharpest non-environmental signals are structural risk (43/100), institutional ownership (17/100), mortgage stress (7/100). By contrast, institutional ownership (17/100) and mortgage stress (7/100) register low. Environmental exposure also runs high (climate & FEMA risk (97/100), flood (NFIP) exposure (73/100)). The latent-versus-live split is 43/100 structural and 2/100 already moving.
The peak-phase market in 95382 posted values that rose 2.0% over the year, and 6% higher over three years, at 13/100 phase confidence. Topping markets hide individual distress behind strong averages.
Educational attainment sits at 33% bachelor's-or-above. The tenure split is 63% owner-occupied to 37% rented. DLRadar's demographic-stress index for the area reads 36/100. Around 48% of renters are cost-burdened. The ZIP holds roughly 14,118 housing units. The typical home is worth about $491,700 (5.2× income). Median household income is $93,592, above the U.S. median near $78,000. The vacancy rate is 2.6%. 7.9% of residents fall below the poverty threshold. About 39,320 people live here, median age 37.
On balance 95382 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 95382 at the moment; the composite and its components are still built from verifiable public records.
Big metro or rural, 95382 runs through one identical public-record model, so its 20/100 sits on the same scale as every other ZIP in Stanislaus County, California and the nation. Where the public record is thin for 95382, the field stays empty rather than modeled, and fills in as new documents post.
95382's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 95382 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Distress signal breakdown — ZIP 95382
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
ZIP 95382 Stress Report snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Stanislaus County ZIPs near 95382
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Open the complete 95382 acquisition file
The full 95382 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
No modelling: every input is a public record · methodology