ZIP 95319 Foreclosure, Tax-Lien & Distress Report

Stanislaus County, California's ZIP 95319 registers 20/100 composite distress, which DLRadar reads as low. Its standout signals are structural risk (43/100), institutional ownership (17/100), mortgage stress (7/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (7/100). It additionally carries heavy environmental risk: climate & FEMA risk (97/100), flood (NFIP) exposure (73/100). Latent structural risk is 43/100 while live distress already moving reads 2/100.

The market reads peak — home values rose 2.0% year on year (phase confidence 13/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $44,904 — below the roughly $78,000 national figure. About 10% have a four-year degree. Vacancy runs 4.1%. 1,580 residents call 95319 home, typically aged 37. Roughly 24.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. A median home runs $354,100 here, or 7.3 times local income. DLRadar's demographic-stress index for the area reads 47/100. Owners hold 45% of homes, renters 55%. Rent burden reaches 26% of tenant households. The ZIP holds roughly 529 housing units.

Taken together, 95319 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 95319 at the moment; the composite and its components are still built from verifiable public records.

The number is not local guesswork: 95319's 20/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 95319 reflects the current record instead of a stale or modeled snapshot.

95319's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 95319 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.