ZIP 95356 Property Distress & Foreclosure Data

In Stanislaus County, California, ZIP 95356 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 53 and live distress 2 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (97/100), flood (NFIP) exposure (74/100)). Its standout signals are structural risk (53/100), construction/permit lag (37/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (7/100).

The peak-phase market in 95356 posted values that rose 1.5% over the year, and 6% higher over three years, at 20/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Home values center near $532,600, an affordability ratio of 5.2×. DLRadar's demographic-stress index for the area reads 35/100. Vacancy runs 2.7%. There are about 11,875 housing units across 95356. Population is roughly 33,025 with a median age of 39. Rent burden reaches 40% of tenant households. Owners hold 67% of homes, renters 33%. Median household income is $95,376, above the U.S. median near $78,000. Educational attainment sits at 29% bachelor's-or-above. 8.5% of residents fall below the poverty threshold.

On balance 95356 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.