ZIP 95307 Property Distress & Foreclosure Data

DLRadar grades ZIP 95307 (Stanislaus County, California) at a low 24/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), flood (NFIP) exposure (74/100). Property-level stress concentrates in structural risk (53/100), construction/permit lag (37/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (7/100) register low. Structural risk reads 53/100 against active distress of 2/100.

The market reads peak — home values rose 1.5% year on year, and 10% higher over three years, at 20/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 46,209 people live here, median age 33. 65% of housing is owner-occupied. At $77,101, median income runs near typical U.S. levels. There are about 13,531 housing units across 95307. The typical home is worth about $429,500 (5.2× income). The poverty rate is 13.8%. Vacancy runs 2.8%. Around 13% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 39/100. Rent burden reaches 40% of tenant households.

Net-net, 95307 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.