ZIP 95355 Foreclosure, Tax-Lien & Distress Report
Stanislaus County, California · Distress market
Scored purely from public records, 95355 (Stanislaus County, California) returns a low composite of 20/100. Leading the profile are structural risk (43/100), institutional ownership (17/100), mortgage stress (7/100). institutional ownership (17/100) and mortgage stress (7/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), flood (NFIP) exposure (73/100). The latent-versus-live split is 43/100 structural and 2/100 already moving.
Prices here sit in a peak phase: values rose 2.0% over the trailing year, and 3% higher over three years, at 13/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Median household income is $83,460, near the U.S. median near $78,000. Vacancy runs 3.5%. About 24% have a four-year degree. On demographic stress specifically, 95355 scores 38/100. Around 46% of renters are cost-burdened. A median home runs $469,000 here, or 5.4 times local income. 11.4% of residents fall below the poverty threshold. Owners hold 61% of homes, renters 39%. About 60,470 people live here, median age 38. The ZIP holds roughly 22,339 housing units.
Overall, 95355 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
No ZIP is too small to score: 95355 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 20/100 composite is a like-for-like number rather than an isolated estimate. 95355 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
95355's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 95355 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Signal-by-signal read on 95355
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
95355 at a glance
Current distress, phase, housing and lender-pressure figures for 95355, drawn from the same report attached to each property.
Nearby ZIPs in Stanislaus County
Keep exploring California distress
Other reports tied to Stanislaus County, California — ZIP, county and statewide.
See every distressed parcel in 95355
See who owns each distressed property in 95355, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Deterministic. Every signal traces to a public dataset · methodology