ZIP 95363 Property Distress & Foreclosure Data

Stanislaus County, California's ZIP 95363 registers 24/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — climate & FEMA risk (97/100), flood (NFIP) exposure (74/100). The most distinctive pressure shows up in structural risk (53/100), construction/permit lag (37/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (7/100) stay muted. Structural exposure scores 53 and live distress 2 on the 0–100 scale.

Prices here sit in a peak phase: values rose 1.5% over the trailing year, and 15% higher over three years, at 20/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

30,407 residents call 95363 home, typically aged 33. A median home runs $470,700 here, or 4.5 times local income. The tenure split is 72% owner-occupied to 28% rented. About 15% have a four-year degree. Vacancy runs 6.0%. Households earn a median $99,321 — above the roughly $78,000 national figure. There are about 8,682 housing units across 95363. Rent burden reaches 32% of tenant households. On demographic stress specifically, 95363 scores 34/100. Roughly 8.9% live below the poverty line.

Overall, 95363 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.