ZIP 95358 Foreclosure, Tax-Lien & Distress Report
Stanislaus County, California · Distress market
Composite property distress in 95358 (Stanislaus County, California) lands at 20/100 — low on DLRadar's distress scoring. Structural exposure scores 43 and live distress 2 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (97/100), flood (NFIP) exposure (71/100)). Property-level stress concentrates in structural risk (43/100), institutional ownership (16/100), mortgage stress (7/100). institutional ownership (16/100) and mortgage stress (7/100) stay muted.
The market reads peak — home values rose 2.0% year on year, and 13% higher over three years (phase confidence 13/100). Topping markets hide individual distress behind strong averages.
The tenure split is 61% owner-occupied to 39% rented. The vacancy rate is 5.6%. Rent burden reaches 45% of tenant households. DLRadar's demographic-stress index for the area reads 41/100. Population is roughly 30,994 with a median age of 31. Median household income is $74,434, near the U.S. median near $78,000. The typical home is worth about $431,900 (5.4× income). There are about 8,736 housing units across 95358. Roughly 14.7% live below the poverty line. About 15% have a four-year degree.
Overall, 95358 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 95358 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Big metro or rural, 95358 runs through one identical scoring model, so its 20/100 sits on the same scale as every other ZIP in Stanislaus County, California and the nation. Nothing here is interpolated — where a source is thin for 95358, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
Behind 95358's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 95358 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
ZIP 95358 distress signals, scored
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 95358 Stress Report snapshot
The live 95358 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Adjacent Stanislaus County ZIP reports
Nearest ZIP codes to 95358
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
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The complete 95358 distress and acquisition report
Get every distressed property in 95358 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.
Rules-based scoring — each signal ties to a public dataset · methodology