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ZIP 95358 Foreclosure, Tax-Lien & Distress Report

Stanislaus County, California · Distress market

Composite property distress in 95358 (Stanislaus County, California) lands at 20/100 — low on DLRadar's public-record scoring. Structural exposure scores 43 and live distress 2 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (97/100), flood (NFIP) exposure (73/100)). Property-level stress concentrates in structural risk (43/100), institutional ownership (17/100), mortgage stress (7/100). institutional ownership (17/100) and mortgage stress (7/100) stay muted.

The market reads peak — home values rose 2.0% year on year, and 13% higher over three years (phase confidence 13/100). Topping markets hide individual distress behind strong averages.

The tenure split is 61% owner-occupied to 39% rented. The vacancy rate is 5.6%. Rent burden reaches 45% of tenant households. DLRadar's demographic-stress index for the area reads 41/100. Population is roughly 30,994 with a median age of 31. Median household income is $74,434, near the U.S. median near $78,000. The typical home is worth about $431,900 (5.4× income). There are about 8,736 housing units across 95358. Roughly 14.7% live below the poverty line. About 15% have a four-year degree.

Overall, 95358 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 95358 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 95358 runs through one identical public-record model, so its 20/100 sits on the same scale as every other ZIP in Stanislaus County, California and the nation. Nothing here is interpolated — where a source is thin for 95358, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 95358's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 95358 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

20/100
Composite stress
43/100
Structural risk
2/100
Distress activity

ZIP 95358 distress signals, scored

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk97
9 further dimensions of distress are measured for this ZIP

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

ZIP 95358 Stress Report snapshot

The live 95358 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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