ZIP 95361 Property Distress & Foreclosure Data

DLRadar grades ZIP 95361 (Stanislaus County, California) at a low 24/100 for overall property distress. Structural risk reads 54/100 against active distress of 2/100. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), flood (NFIP) exposure (72/100). Property-level stress concentrates in structural risk (54/100), construction/permit lag (41/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (7/100) register low.

The market reads peak — home values rose 1.4% year on year, and 7% higher over three years, at 19/100 phase confidence. Topping markets hide individual distress behind strong averages.

There are about 12,888 housing units across 95361. Vacancy runs 4.8%. About 35,024 people live here, median age 39. 69% of housing is owner-occupied. Around 24% of adults hold a bachelor's degree or higher. At $91,381, median income runs above typical U.S. levels. Rent burden reaches 43% of tenant households. The demographic-stress sub-score lands at 37/100. The typical home is worth about $516,000 (5.3× income). The poverty rate is 12.0%.

Net-net, 95361 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.