ZIP 95632 Property Distress & Foreclosure Data

Composite property distress in 95632 (Sacramento County, California) lands at 25/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (58/100), structural risk (56/100), institutional ownership (14/100). On the quiet end sit institutional ownership (14/100) and mortgage stress (6/100). Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (61/100)). On the structural side it scores 56/100, with 2/100 of stress already active.

The peak-phase market in 95632 posted values that held roughly flat over the year, and 4% higher over three years (phase confidence 17/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 10,712 housing units. Population is roughly 31,889 with a median age of 39. 8.1% of residents fall below the poverty threshold. Home values center near $522,200, an affordability ratio of 5.4×. Median household income is $90,933, above the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 36/100. Around 40% of renters are cost-burdened. The vacancy rate is 4.2%. Educational attainment sits at 22% bachelor's-or-above. Owners hold 76% of homes, renters 24%.

On balance 95632 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.