ZIP 95258 Foreclosure, Tax-Lien & Distress Report
San Joaquin County, California · Cooling Market market
DLRadar grades ZIP 95258 (San Joaquin County, California) at a low 26/100 for overall property distress. Property-level stress concentrates in construction/permit lag (69/100), structural risk (59/100), institutional ownership (14/100). By contrast, institutional ownership (14/100) and mortgage stress (4/100) register low. Structural exposure scores 59 and live distress 1 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (60/100)).
The market reads contraction — home values fell 2.5% year on year, 2.7% off the recent peak, and 12% higher over three years, at 36/100 phase confidence. A cooling market tends to open discount-to-value windows.
Roughly 6.5% live below the poverty line, a low share typical of higher-equity areas. The tenure split is 83% owner-occupied to 17% rented. Households earn a median $100,682 — above the roughly $78,000 national figure. About 27% have a four-year degree. Around 46% of renters are cost-burdened. The ZIP holds roughly 1,648 housing units. Home values center near $559,800, an affordability ratio of 5.5×. The vacancy rate is 4.5%. On demographic stress specifically, 95258 scores 35/100. Population is roughly 3,868 with a median age of 44.
Net-net, 95258 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 95258 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Big metro or rural, 95258 runs through one identical scoring model, so its 26/100 sits on the same scale as every other ZIP in San Joaquin County, California and the nation. The score is rebuilt from public data as it updates, so 95258 reflects the current record instead of a stale or modeled snapshot.
95258's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 95258 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Signal-by-signal read on 95258
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
ZIP 95258 Stress Report snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
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Nearest ZIP codes to 95258
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 95258
Other reports tied to San Joaquin County, California — ZIP, county and statewide.
Unlock parcel-level detail for ZIP 95258
Every distressed parcel in 95258 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Each signal above is traceable to an open dataset · methodology