ZIP 95258 Property Distress & Foreclosure Data

DLRadar grades ZIP 95258 (San Joaquin County, California) at a low 25/100 for overall property distress. Property-level stress concentrates in construction/permit lag (82/100), structural risk (55/100), institutional ownership (7/100). institutional ownership (7/100) and mortgage stress (4/100) stay muted. On the structural side it scores 55/100, with 1/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (99/100).

Prices here sit in a contraction phase: values fell 1.2% over the trailing year, 1.5% off the recent peak, and 12% higher over three years (phase confidence 27/100). Falling values surface more motivated sellers and below-market exits.

Roughly 6.5% live below the poverty line, a low share typical of higher-equity areas. The tenure split is 83% owner-occupied to 17% rented. Households earn a median $100,682 — above the roughly $78,000 national figure. About 27% have a four-year degree. Around 46% of renters are cost-burdened. The ZIP holds roughly 1,648 housing units. A median home runs $559,800 here, or 5.5 times local income. The vacancy rate is 4.5%. On demographic stress specifically, 95258 scores 35/100. 3,868 residents call 95258 home, typically aged 44.

Taken together, 95258 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.