ZIP 95376 Property Distress & Foreclosure Data

Composite property distress in 95376 (San Joaquin County, California) lands at 25/100 — low on DLRadar's public-record scoring. Structural risk reads 55/100 against active distress of 1/100. The sharpest non-environmental signals are construction/permit lag (82/100), structural risk (55/100), institutional ownership (7/100). By contrast, institutional ownership (7/100) and mortgage stress (4/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (99/100).

The market reads contraction — home values fell 1.2% year on year, 1.5% off the recent peak, and 3% lower over three years, at 27/100 phase confidence. A cooling market tends to open discount-to-value windows.

About 54,853 people live here, median age 34. At $103,493, median income runs above typical U.S. levels. 61% of housing is owner-occupied. The poverty rate is 9.7%. The typical home is worth about $618,100 (5.7× income). There are about 17,699 housing units across 95376. Vacancy runs 3.7%. Around 19% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 39/100. Rent burden reaches 40% of tenant households.

Net-net, 95376 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.