ZIP 95207 Foreclosure, Tax-Lien & Distress Report
San Joaquin County, California · Cooling Market market
ZIP 95207's composite property-distress score is 26/100 - DLRadar classes that as low for San Joaquin County, California. Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (60/100)). Structural exposure scores 59 and live distress 1 on the 0–100 scale. Leading the profile are construction/permit lag (69/100), structural risk (59/100), institutional ownership (14/100). By contrast, institutional ownership (14/100) and mortgage stress (4/100) register low.
The market reads contraction — home values fell 2.5% year on year, 2.7% off the recent peak, and 2% higher over three years, at 36/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.
The tenure split is 41% owner-occupied to 59% rented. About 52,441 people live here, median age 33. Households earn a median $68,767 — near the roughly $78,000 national figure. Rent burden reaches 49% of tenant households. 18.1% of residents fall below the poverty threshold. About 20% have a four-year degree. Vacancy runs 6.6%. The demographic-stress sub-score lands at 44/100. A median home runs $432,800 here, or 6.0 times local income. There are about 20,339 housing units across 95207.
On the whole, 95207 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 95207 at the moment; the composite and its components are still built from verifiable records.
The number is not local guesswork: 95207's 26/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 95207 shows as blanks, never estimates, and the score updates on every fresh public filing.
95207's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 95207 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
ZIP 95207 distress signals, scored
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 95207 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 95207, the same set carried on every parcel.
More ZIPs across San Joaquin County
Nearest ZIP codes to 95207
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
More ZIP, county and state distress intelligence connected to San Joaquin County, California.
See every distressed parcel in 95207
Open 95207 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Deterministic. Every signal traces to a public dataset · methodology