ZIP 95207 Property Distress & Foreclosure Data

In San Joaquin County, California, ZIP 95207 scores 25 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (99/100). On the structural side it scores 55/100, with 1/100 of stress already active. Its standout signals are construction/permit lag (82/100), structural risk (55/100), institutional ownership (7/100). institutional ownership (7/100) and mortgage stress (4/100) stay muted.

Prices here sit in a contraction phase: values fell 1.2% over the trailing year, 1.5% off the recent peak, and 2% higher over three years (phase confidence 27/100). Falling values surface more motivated sellers and below-market exits.

The tenure split is 41% owner-occupied to 59% rented. 52,441 residents call 95207 home, typically aged 33. Households earn a median $68,767 — near the roughly $78,000 national figure. Around 49% of renters are cost-burdened. Roughly 18.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 20% have a four-year degree. The vacancy rate is 6.6%. On demographic stress specifically, 95207 scores 44/100. A median home runs $432,800 here, or 6.0 times local income. The ZIP holds roughly 20,339 housing units.

Taken together, 95207 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.