ZIP 95210 Property Distress & Foreclosure Data

ZIP code 95210 in San Joaquin County, California carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (99/100). On the structural side it scores 55/100, with 1/100 of stress already active. What sets it apart are the readings on construction/permit lag (82/100), structural risk (55/100), institutional ownership (7/100). institutional ownership (7/100) and mortgage stress (4/100) stay muted.

Prices here sit in a contraction phase: values fell 1.2% over the trailing year, 1.5% off the recent peak, and 5% higher over three years (phase confidence 27/100). Falling values surface more motivated sellers and below-market exits.

The ZIP holds roughly 12,509 housing units. Roughly 18.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Around 48% of renters are cost-burdened. On demographic stress specifically, 95210 scores 42/100. About 11% have a four-year degree. 42,103 residents call 95210 home, typically aged 32. The vacancy rate is 3.9%. A median home runs $362,300 here, or 5.2 times local income. Households earn a median $65,411 — below the roughly $78,000 national figure. The tenure split is 52% owner-occupied to 48% rented.

Taken together, 95210 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.