ZIP 95203 Property Distress & Foreclosure Data

DLRadar grades ZIP 95203 (San Joaquin County, California) at a low 25/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (99/100)). On the structural side it scores 55/100, with 1/100 of stress already active. Property-level stress concentrates in construction/permit lag (82/100), structural risk (55/100), institutional ownership (7/100). On the quiet end sit institutional ownership (7/100) and mortgage stress (4/100).

The contraction-phase market in 95203 posted values that fell 1.2% over the year, 1.5% off the recent peak, and 7% higher over three years (phase confidence 27/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

The ZIP holds roughly 5,754 housing units. Educational attainment sits at 17% bachelor's-or-above. Around 47% of renters are cost-burdened. Home values center near $370,000, an affordability ratio of 5.4×. 23.2% of residents fall below the poverty threshold. Owners hold 41% of homes, renters 59%. DLRadar's demographic-stress index for the area reads 44/100. The vacancy rate is 7.9%. Median household income is $64,710, below the U.S. median near $78,000. Population is roughly 16,628 with a median age of 33.

On the whole, 95203 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.